304 Jay Street

Rochester, NY
$ 99,498 Beds 4 Baths 1.5 Sq 1,318
Monthly Estimate* How much can I afford?

This 4-bedroom home is a strong investment opportunity with a tenant already in place paying $1,300 monthly. The property offers generous living space, a functional floor plan, and a comfortable environment for long-term renters. With consistent rental income and a desirable location, this home is ideal for investors seeking a turnkey addition to their portfolio.

Active

  • Price
  • $ 99,498
  • City
  • Rochester
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • MONROE
  • Half Bathrooms
  • 1
  • Area
  • Rochester City
  • Lot Size
  • 0.0871 Acres
  • Zip
  • 14608
  • Sqr Footage
  • 1,318
  • Year Built
  • 1880
  • Taxes
  • $ 2566
  • Style
  • TwoStory
  • MLS#
  • R1701520
Listed By: Mirna Monnat with Hunt Real Estate ERA/Columbus;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Other,SeeRemarks,ForcedAir
Utilities SewerConnected,WaterConnected
Possession Closing,SubjectToTenantRights
Appliances GasOven,GasRange,GasWaterHeater
Garage Spaces 0.0
Architectural Style TwoStory
Construction Materials Other,VinylSiding
School District Rochester
Year Built 1880
Township Not Applicable
Property Subtype SingleFamilyResidence
County Monroe
Property Type Residential
Subdivision Name Whitney Tr
Garage Y/N No
Total Rooms 7
Full Baths 1
Status Active
City Rochester
Senior Community Y/N No
High School District Rochester
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 3796.0
Year Built Details Existing
Tax Annual Amount 2566.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 88500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 31

Interior Features

Interior Amenities EatInKitchen,BedroomOnMainLevel
Basement Full
Flooring Other,SeeRemarks,Varies,Vinyl
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features IrregularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.0871
Foundation Details Other,SeeRemarks,Stone
Building Area Total 1318.0
Lot Dimensions 36X104
Lot Size Acres 0.0871
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/28/2026 Listed $99,998
8/26/2026 1% - $99,498

Property vs Zip Code Average in 14608

Price
AVG $110K
$100K
Taxes
AVG $2,552
$2,566
Year Built
AVG 1908
1880
Visits
AVG 43
38
Data Provided by Inside Real Estate®

304 Jay Street Rochester, NY is a Single Family Home for sale at $99498 with 1318 sqft and a lot size of 0.0871 Acres Acre(s). 304 Jay Street Rochester has 4 bedrooms, 1 baths and was built in 1880. The property's zip code is 14608 which is in Rochester, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.